Hardening Insurance Market; What It Means To My Business
The insurance market is cyclical. Like a pendulum, it fluctuates constantly between a hard market and a soft market. The International Risk Management and Insurance Society (IRMI) identifies such a market as ‘the upswing in a market cycle, when premiums increase and capacity for most types of insurance decreases.’ It goes on to say that a number of different factors contribute to this, including ‘frequency or severity of losses, and regulatory intervention deemed to be against the interests of insurers.’
COVID-19 Update from Lansdowne Woodward
Following Monday's emergency Cobra meeting and subsequent advice with regard to social distancing, we will be moving to the Remote Working section of our Business Continuity Plan.
Government Discuss Mandatory 5-Year Electrical Checks
The government has proposed legislation that will enforce mandatory 5-year electrical safety checks in the private rented sector from July of this year.
The Civil Liability Bill
After years of debate, the UK Government has decided on a course of action to bring down escalating car insurance costs by addressing the rise in pay-outs for small personal injury claims.
10 Reasons Why You Need Directors and Officers Cover
Directors and Officers insurance (D&O) covers the legal costs and potential compensation pay-outs for claims of wrongful acts made against your business’s directors and senior managers (the officers). Here’s why you can’t afford to be without it.
A Guide to Construction Insurance
Construction is a high-risk industry, so it is important to make sure you and your business are protected from accidents and claims made against you with the right construction insurance. To help you get the right level of cover you need, our experts give a brief outline of the different types of construction insurance available and the benefits of each.