21/09/2020

A Closer Look at High Net Worth Insurance

As Dorset’s leading insurance brokers, we can source bespoke high net worth insurance for exceptional homes, including contents, travel, motor and cyber cover. But why do you need high net worth insurance? We take a closer look at these specialist policies to find out. 

What is high net worth insurance?

High net worth insurance, as the name suggests, is a specialist insurance product that provides protection for exceptional homes, their contents and their owners. They are specifically designed to provide appropriate levels of compensation should the worst happen and you need to make a claim. 

As the assets of a high net worth individual are often unique and valuable, they are deemed a higher risk and therefore require a greater level of protection and expertise, something a standard insurance policy is often unable to provide. A high net worth insurance policy, on the other hand, is tailor made to cover a variety of valuable assets, properties and even people. 

What’s included in a high net worth insurance policy?

At Lansdowne Woodward, we specialise in sourcing high net worth insurance policies that are built around your individual needs and requirements. This means we can provide you with cover for almost anything you need protected, including: 

  • High value homes and holiday homes
  • Luxury cars and motors
  • Travel insurance, including winter sports
  • Cyber insurance
  • Jewellery and watches
  • Fine art and collectables 

Standard insurance policies are unsuitable for such assets as they will often have lower claims limits which fall short of how much high value items are worth. For example, if a piece of art worth £50,000 was stolen, a standard insurance policy may have a maximum pay out clause of only £10,000, leaving you £40,000 short. A high net worth policy will provide greater limits and therefore greater protection. 

How to arrange your high net worth policy 

To give yourself the peace of mind that comes with having all your valuable property and assets properly covered should the worst happen, contact the South’s leading insurance brokers, Lansdowne Woodward. We have many years of experience sourcing high net worth insurance policies tailored to your individual needs - and for a great price.  

Thanks to our close, industry contacts and unrivalled knowledge of the insurance market, you can be sure we’ll find you the perfect policy. You’ll also benefit from your own personal account manager and our experienced, in-house claims team who are here to make managing your policy and making claims as quick and stress-free as possible. 


To learn more about high net worth insurance policies or to arrange your free quotation, get in touch with the Lansdowne Woodward team today on 01202 874 989